Learning objectives
The personal finance laboratory is a personal finance path that aims to provide participants with the basic tools to improve their financial well-being - starting from the definition of the Consumer Financial Protection Bureau - through the definition of S.M.A.R.T financial objectives, the drafting of a personal budget, knowledge of the main investment instruments and related risks, management of financial shocks. The main objective of the course is to provide basic financial skills in order to allow you to make informed financial decisions.
Prerequisites
There is no prerequisite. The personal finance course is suitable for students who follow both scientific and humanistic paths. No computing skills are required.
Course unit content
Having the correct financial skills is essential to manage your own problems, those of your family and, very frequently, those relating to your professional role.
For this reason, the Personal Finance Laboratory provides tools to train or strengthen their skills for students enrolled in the various courses of the University who do not specifically deal with financial or economic issues.
Attending an initiative of the Personal Finance Laboratory allows you to accrue 3CFU.
The personal finance laboratory offers two editions of the course, one per academic semester, of 21 hours each, for 7 meetings of 3 hours. The meetings are held on a weekly basis. The initiative is aimed at 100 students per edition. The course includes the completion of an initial and a final questionnaire for the achievement of CFUs.
Full programme
1) The family budget. SMART goals. The basic rules: yield, risk, liquidity, yield, savings protection
2) Payment management
3) The choice of investments
4) The dynamics of the financial markets
5) Debt
6) Social security problems and insurance problems
7) Behavioral errors
Bibliography
The reference didactic material will be distributed to the participants in an electronic version and will be made available on the Elly page of the course.
Teaching methods
The course takes place in seminar mode, in person or, if necessary, remotely.
The meetings will take place at the educational complex in Via Kennedy.
The course takes place through 7 3-hour meetings. The first hour develops through a frontal lesson. The second hour takes place through an analysis work in small groups. The third hour takes place through the discussion of the analyzes previously carried out.
- Acquisition of knowledge: frontal lessons
- Acquisition of the ability to apply knowledge: exercises in small groups
- Acquisition of independent judgment: during the course, students will be stimulated to manage daily income and expenses, identify the strengths and weaknesses of financial instruments and will be stimulated to identify solutions for identifying, evaluating and managing the main pure risks.
- Acquisition of learning skills: for each topic we will start from the illustration of the problem to be solved and the solutions adopted will be critically analyzed.
- Acquisition of technical language: during the course the meaning of the terms commonly used by the financial community will be illustrated.
Assessment methods and criteria
In order to obtain the credits attributed to the course, the student must complete an initial questionnaire and a final questionnaire. In addition, the student must participate in at least 5 of the 7 meetings scheduled for the course.
Other information
The personal finance laboratory takes place in the first and second semester. The student cannot follow both and can enroll only once.
Attendance is compulsory. This obligation is understood to be fulfilled with participation in 5 out of 7 seminars.
