Learning objectives
The course is aimed at illustrating to students the basic principles and main statutes which govern the private law, with particular attention to the proprietary relations.
Prerequisites
- - -
Course unit content
The course presents the Italian - European legal system of banks, financial intermediaries and their market organization, and the end market system of bank, insurance and financial services
Full programme
PART I - THE EUROPEAN SYSTEM.
The European economic constitution.
The competition regime.
The protection of the company and consumer freedom of choice
Technical contractual autonomy in secondary legislation.
PART II - FINANCIAL AND CONTROL LAW SYSTEM.
The financial law system.
Summit organizational structure
The supervisory system
Banking, insurance, financial and investment activities
Banks.
Insurance.
Financial intermediaries.
Investment firms and managers.
Regulated and unregulated markets.
Management companies.
Supervision.
PART III – THE END MARKET
Consumer protection
The rules governing unfair practice in transactions between businesses and consumers.
Unfair contract terms in consumer contracts.
Transparency in consumer contracts.
Bank contracts.
Insurance contracts.
Financial market contracts
Distance marketing of financial services.
Bibliography
LUCA DI NELLA, Diritto dei mercati finanziari. Profili istituzionali e contrattuali, Parma, latest edition. The program of study for the examination coincides with the full text
Teaching methods
Oral lessons, theoretical and practical, with insights and exercises, by teachers and also international experts.
Assessment methods and criteria
The final evaluation is conducted through a single written exam which consists in answering in one hour to five open questions printed front and back on a A4 sheet .
During the written test it is forbidden to use any type of codes, texts, notes, phones, computer media and similar.
Any eventual oral integration - to be held in the specifically set date - is reserved for the students who have achieved a positive vote, only on request by email to the teacher, and involves the possible modification of the achieved vote for a maximum of two points in positive or negative.
Other information
In the web site of the teacher (http://economia.unipr.it/docenti/home.asp?id=31) are available other materials for close examinations.
